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The age you can take a pension depends on the pension. These guides cover the minimum pension age, early and ill-health retirement, and how the rules differ between schemes.
Talk to an adviser before you choose →Taking a pension at 55 in the UK: 55 is the usual earliest age for a private or workplace pension, rising to 57 on 6 April 2028, with a few exceptions.
You cannot take the State Pension early: it starts at State Pension age, not before, though private pensions and some benefits can fill the gap.
Can I take my pension and still work? The State Pension can be claimed while working; for other pensions, age and scheme rules decide, and tax follows.
Can you work after ill health retirement? Often yes, but your scheme's own rules decide whether the pension is reviewed, cut or stopped.
Can I retire early in the UK? Private pensions usually open from 55 (57 from 6 April 2028), the State Pension waits, and stopping early has tax effects.
To access your Aegon pension, check your plan and your age, then choose a cash lump sum, drawdown or an annuity bought elsewhere, and use Aegon's forms.
Ill health retirement age is not a set number: HMRC's test asks whether illness stops you doing your job, and your scheme's own rules add the rest.
Ill health retirement and benefits: an ill health pension may reduce ESA and Universal Credit, but PIP and Attendance Allowance do not depend on income.
Ill health retirement in the UK lets a pension start early when illness stops you working. Who qualifies depends on tax law and your scheme's own test.
The normal minimum pension age goes from 55 to 57 on 6 April 2028, and members of some public service schemes or with a protected age are exempt.
Police pension age depends on your scheme: 50 with 25 years' service in the 1987 scheme, 55 in the 2006 scheme and 60 in the 2015 scheme, or from 55 with a…
Whether to take your pension early or wait is a trade-off: starting sooner can cut a defined benefit pension, cap later saving and change tax and benefits.
State Pension retirement age is the earliest you can claim the State Pension, not when you must stop work: 66 or 67 now, 68 if born after 5 April 1978.
Taking a police pension early is allowed in all three schemes, but the age, the service test and any reduction depend on which scheme your years sit in.
Pension rules at 75: tax relief on new contributions stops and most death benefits become taxable income. Here is what else changes.
A protected pension age lets some members take pension benefits before 55 (57 from 6 April 2028), but only where the exact conditions are met.
A good early retirement package in the UK pays above the statutory minimum, protects your pension and shows the tax on each part; terms vary by employer.
Taking a Standard Life pension early: its documents give 55 (57 from 6 April 2028) as the usual minimum, with ill health and protected ages as exceptions.
Three short questions, no financial details to start. One FCA-authorised adviser firm can talk through your pension or equity release questions and explain your options, and how it is paid. Free to enquire, no obligation.