Pensions and equity release, explained plainly.

89 in-depth guides Pension and equity release providers Pension and equity release providers compared: charges, features and how to choose, from their own published documents. See every guide → 85 in-depth guides NHS, teachers, civil service, armed forces and other public-sector pensions NHS, teachers', civil service, armed forces, police, firefighters' and local government pensions explained. See every guide → 66 in-depth guides Transferring, combining and finding pensions Transferring and combining pensions, finding lost pensions, and the checks to make before moving one. See every guide → 58 in-depth guides Pensions to save into Workplace pensions, personal pensions and SIPPs: how saving into a pension works and what it costs. See every guide → 52 in-depth guides Pension tax and allowances Pension tax relief, the annual allowance, tax-free cash and how pension income is taxed in the UK. See every guide → 48 in-depth guides Equity release and lifetime mortgages How lifetime mortgages and home reversion plans work, what they cost over time, and what to weigh before releasing equity from your home. See every guide → 44 in-depth guides Drawdown, lump sums and cashing in a pension Taking money from a defined contribution pension: drawdown, lump sums, cashing in, and how each is taxed. See every guide → 42 in-depth guides Final salary (defined benefit) pensions Final salary (defined benefit) pensions: how they pay out, lump sums, early retirement and what to know before any transfer. See every guide → 41 in-depth guides Pensions on death and inheritance tax What happens to a pension when you die: beneficiaries, death benefits, and inheritance tax. See every guide → 36 in-depth guides Financial advice, guidance and scams Free pension guidance, regulated financial advice, what advice costs, and how to spot a pension scam. See every guide → 35 in-depth guides The State Pension and National Insurance How the UK State Pension works: who gets it, how much, State Pension age, National Insurance records and Pension Credit. See every guide → 31 in-depth guides Annuities: guaranteed retirement income How annuities turn a pension pot into a guaranteed income, the main types, and what affects the income you are offered. See every guide → 26 in-depth guides How pensions work in the UK How UK pensions work: the main types, auto-enrolment, statements and how pensions interact with benefits. See every guide → 24 in-depth guides Pensions and divorce How pensions are dealt with on divorce: pension sharing, offsetting, valuations, and the differences in Scotland. See every guide → 18 in-depth guides When you can retire and take your pension When you can take your pension: minimum pension age, early and ill-health retirement, and protected pension ages. See every guide → 12 in-depth guides How much you need for retirement How much you need for retirement: pension pots by age, forecasts, calculators and retirement living standards. See every guide →