How much you need for retirement
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Average pension pot by age: how much should you have?
A UK pension pot at 60 has no single average: official figures show medians of £99,000 for men and £63,000 for women aged 60 to 64.
12 UK guides
How much you need for retirement
How much is enough depends on the life you want. These guides explain forecasts, calculators, typical pots and the published retirement living standards, and how to work out your own number.
Talk to an adviser before you choose →How much you need for retirement
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Can you live on the State Pension? Pros and cons
Can you live on the UK State Pension? At £241.30 a week for the full new rate in 2026/27, it falls short of a single person's minimum lifestyle costs.
How much you need for retirement
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Can you retire without a pension? What to do if you have…
If you have no private pension in the UK, you can still retire: the State Pension is the base, and a few checks and steps may add to it.
How much you need for retirement
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How long will my pension last?
How long your pension lasts depends on its type: a drawdown pot can run out, while an annuity or defined benefit pension pays for life.
How much you need for retirement
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How much do you need in your pension to retire comfortably?
How much pension do I need? No single pot suits everyone: it depends on the lifestyle you want, your State Pension and how you turn savings into income.
How much you need for retirement
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How much of your salary should you put into a pension by…
Pension contributions by age: the workplace minimum is 8% of qualifying earnings whatever your age, and an earlier start gives money longer to grow.
How much you need for retirement
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How much should a self-employed person pay into a pension?
How much to pay into a pension when you are self-employed is your call: no figure is set for you, but UK limits cap what earns tax relief each year.
How much you need for retirement
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How to get a forecast of how much pension you will get
A pensions forecast in the UK comes from GOV.UK for the State Pension and, for other pensions, a yearly statement, an online account or the scheme.
How much you need for retirement
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How to plan for retirement in the UK
Retirement planning in the UK means setting a target, counting the State Pension, then choosing how to save; this guide links each step.
How much you need for retirement
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Pensions and retirement planning for women in the UK
Pensions for women in the UK follow the same rules as men's, but career breaks, part-time pay, State Pension age changes and divorce can leave a different…
How much you need for retirement
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What is pension income and what counts as retirement income?
UK pension income is money paid to you from a pension: the State Pension, workplace and personal pensions, annuities and drawdown. Retirement income is wider.
How much you need for retirement
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What is the best pension calculator to use?
The best pension calculator depends on the question: free official tools cover your State Pension, your pots and income, and how long you may live.
Other topics
- Pension and equity release providers
- NHS, teachers, civil service, armed forces and other public-sector pensions
- Transferring, combining and finding pensions
- Pensions to save into
- Pension tax and allowances
- Equity release and lifetime mortgages
- Drawdown, lump sums and cashing in a pension
- Final salary (defined benefit) pensions
- Pensions on death and inheritance tax
- Financial advice, guidance and scams
- The State Pension and National Insurance
- Annuities: guaranteed retirement income
- How pensions work in the UK
- Pensions and divorce
- When you can retire and take your pension