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How do pension and equity release providers differ? These guides set out charges and features from each provider's own published documents, and what to compare before choosing.
Talk to an adviser before you choose →AJ Bell SIPP vs Ready-made pension: in the SIPP you choose the investments, in the Ready-made pension you pick one of AJ Bell's five funds.
Aegon pension charges depend on the plan: a Retiready service charge of up to 0.5% a year, or a scheme-specific charge at work, plus fund charges.
Aegon vs Standard Life pension: Standard Life sells a personal pension direct, while new Aegon plans come through work or an adviser. Charges, funds and ac…
Is Age Partnership good for equity release? By its own account it advises on lifetime mortgages only, with a £1,995 fee if a case completes.
Are Phoenix Life pensions any good? Its Independent Governance Committee rates value for money well, but many of its plans lack flexible access.
Aviva's Pension Assured Fund adds bonus units monthly behind a £1-a-unit guarantee; its with-profits pension funds pay regular and final bonuses instead.
Aviva pension charges: the Aviva SIPP's published charge is 0.35% a year on the first £500,000, plus fund and dealing costs. Workplace plans differ.
There is no single best SIPP in the UK, because the cheapest and most suitable one changes with pot size and habits. Here is how to compare SIPPs for yours…
There is no single best SSAS pension provider: a small self-administered scheme is run by its own trustees, so the right firm depends on the work and cost.
The best annuity rates in the UK are personal: the rate that pays you most depends on your age, health and choices, so compare quotes on your own details.
There is no single best equity release provider in the UK: the right comparison is membership, features, fees and advice. Here is what to check.
No halal pension in the UK can be named as the best for everyone; here is how Shariah-compliant funds are screened and who publishes one.
There is no single best pension consolidation service: what matters is the features attached to each old pension against the charges of the new one.
There is no single best pension drawdown provider in the UK: the right one depends on your pot, your investments and how you take money.
There is no single best pension for the self-employed: what suits a sole trader depends on charges, investment choice, tax and how much you can pay in.
The best stakeholder pension providers in the UK are not ranked by any official source; the law fixes the standards, and only some firms still sell plans.
How the Trading 212 SIPP works: Platform One operates the scheme, there is no account fee, and Trading 212's own charge is 0.15% on currency conversion.
Fidelity SIPP fees: 0.35% a year (0.20% from £250,000, capped at £2,000), or £7.50 a month under £25,000 without a savings plan, plus dealing and fund costs.
Fidelity SIPP investment options: funds, UK shares, investment trusts, ETFs, gilts, bonds and cash; Fidelity says property and US shares are not offered.
The private pension HSBC UK offers is the Flexible Retirement Account, a SIPP-based plan opened on the recommendation of an HSBC adviser.
Hargreaves Lansdown SIPP fees: HL’s own pricing page shows an account charge of up to 0.35% a year plus dealing charges. Here is each one, with the sums.
To check Aegon pension performance, open the factsheet for the fund you hold: each is dated, and Aegon prints its own guide to reading one.
How long does PensionBee take? It gives 12 weeks as its average for a transfer in, up to 12 working days for a plan switch and about 10 for a withdrawal.
Vanguard SIPP fees come in two layers: an account fee of £4 a month below £32,000 invested, then 0.15% a year up to £375, and each fund's own costs.
Most Standard Life pension with-profits funds add regular bonuses, may pay a final bonus and normally guarantee a minimum at your chosen retirement date.
To change your Royal London pension fund, log in to Royal London's online service and pick new investments, or send its paper change of investment form.
There is no single best pension in the UK for everyone: the right provider turns on your employer, charges, investment choice and what moving costs.
You open a Vanguard SIPP online in 10 minutes, Vanguard says. You must be 18 or over, live and pay tax in the UK, and pay at least £500 or £100 a month.
To open an AJ Bell SIPP you apply online in about 15 minutes as a UK tax resident, then fund it from £25 a month or £500 in one go.
Prudential pension withdrawal runs through its own forms: one for a drawdown plan, another to take a pot as cash, with tax, charges and timing explained.
A Legal & General pension top up is a one-off payment through the L&G app, your online account or payroll, or a rise in the regular amount you pay in.
Interactive Investor SIPP fees: ii's price list shows a flat monthly plan fee from £5.99, plus dealing charges. Here is each charge and how to weigh it.
Is an Aegon pension any good? That turns on which Aegon plan you hold: a workplace scheme, Retiready or the adviser-opened SIPP, each with its own charges…
Whether the Fidelity SIPP is good depends on your pot: its fee falls from 0.35% to 0.20% at £250,000, and a first drawdown needs £50,000.
Is a Legal & General pension good? Its Personal Pension takes £1 transfers, but drawdown needs the whole pot and tax-free cash can't currently be staged.
Is Nest a good pension? Here is what Nest and GOV.UK publish about it: who runs it, what it charges, its funds and its rules, checked on 26 October 2026.
Is PensionBee good? It is an FCA-authorised online provider that merges old pensions into one plan; whether it suits you depends on what yours hold.
Whether a Royal London pension is good for you rests on the plan you hold, its funds, their charges and a profit share the mutual cannot guarantee.
Is a Scottish Widows pension good? That depends on which plan you hold: the name covers workplace and personal pensions with different providers, charges a…
Is Smart Pension good? It is an authorised master trust with default charges inside the government cap, but your employer decides what you pay.
Is the Hargreaves Lansdown SIPP good? It offers wide investment choice, a managed plan and an account charge of up to 0.35%; fit depends on your pot.
Just Group lifetime mortgages are set out in Just's customer guide to the Just For You Lifetime Mortgage: as a general rule for homeowners aged 55 to 85, a…
Legal & General annuity rates: L&G’s dated average and £100,000 table, how each income option moves the figure, and how its quotes work.
If your scheme's trustees insure your pension with Legal & General, a buy-in leaves the scheme paying you; a buyout makes L&G your direct payer.
Legal & General pension fees vary by product: the Personal Pension has a 0.25% service charge plus fund charges; workplace charges are set per employer.
Legal & General moved its older insurance-based pensions and savings to ReAssure in September 2020. ReAssure says terms and charges did not change.
An M&G pension may be a Prudential plan: M&G says Pru-branded plans are managed by the Prudential Assurance Company, part of M&G.
NOW: Pensions charges are £2 a month for administration plus 0.3% a year on the pot in its investment plans, according to its own charges page.
NOW: Pensions investment options: you start in the lump sum plan, can switch to one of five other plans, or pick from 16 do-it-yourself funds.
NOW: Pensions vs Scottish Widows: NOW: Pensions takes £2 a month and 0.3% a year in its investment plans; Scottish Widows prices each employer section.
Nest pension charges have two parts: 1.8% on each contribution and 0.3% a year on the pot, according to Nest Corporation's 2025 to 2026 report.
Pension Insurance Corporation (PIC) insures defined benefit pension schemes; if your trustees buy out your scheme with it, PIC pays your pension.
Pension charges are the fees taken from your pot to run and invest it, often a percentage each year, but the amount depends on the pension.
PensionBee fees are mainly an annual charge of 0.50% to 0.95%, set by your plan, its fees page says, and halved on any part of a pot above £100,000.
PensionBee performance varies by plan: yearly growth from 2022 to 2025 ran from -15.9% to 29.4% across four plans, and your capital is at risk.
Which PensionBee plan is best depends on you, so no plan is ranked here. This page sets out how the plans differ, what they cost and what to ask.
PensionBee vs Moneybox on fees: PensionBee charges 0.50% to 0.95% a year, Moneybox 0.15% (capped at £150) or 0.45% on the first £100,000, by fund.
The People's Pension fees and charges: a 0.5% management charge plus a £6.50 annual charge, less a savings reward once a pot passes £3,000.
People's Pension funds come as three ready-made profiles and eight self-select funds; members who choose nothing start in the "balanced" profile.
A People's Pension comparison, using only what each scheme prints: its charges, fund range and transfer terms beside Nest, NOW: Pensions and Smart Pension.
A Phoenix Life with-profits pension fund pools savers' money and adds bonuses; Phoenix sets out the rules in one document and bonus rates in fund leaflets.
The Prudential with-profits pension fund runs in two ways, traditional bonuses or PruFund growth rates, and each has its own rules for leaving.
Quilter pension charges on a Collective Retirement Account started after 18 December 2012 begin with a tiered Product Charge of 0.35% to 0.15% a year, then…
Quilter pension performance depends on the funds held inside the account, so check each fund's dated factsheet rather than looking for one Quilter figure.
Royal London vs Standard Life pension: a customer-owned insurer whose personal pension runs through advisers, against one you can open direct.
Royal London pension charges: a Pension Portfolio personal pension has a 1% basic charge less a tiered discount, so 0.75% to 0.35%. Workplace schemes vary.
Royal London pension plans: Pension Portfolio, a personal pension sold through advisers, and three workplace schemes that employers set up.
SIPP interest rates on cash vary by provider and change often. Here is how SIPP cash interest works, what firms may keep and what to check.
A SIPP for non-UK residents turns on the provider as much as on HMRC. Here is what AJ Bell, Hargreaves Lansdown and interactive investor say.
Scottish Widows pension fees by product: 0.30% a year on the Ready-Made Pension, 0.25% on the SIPP, and a service charge by account size elsewhere.
Scottish Widows pension funds run from multi-asset Pension Portfolios to a with-profits fund; which of them you can hold depends on your plan type.
Scottish Widows vs Smart Pension: Scottish Widows offers employers several kinds of workplace pension, one of them a master trust, while Smart Pension runs…
Smart Pension fees on the main default were 0.30% to 0.40% a year plus £1.85 a month, says the trustee's statement for the year to 30 June 2025.
Smart Pension investment options: a ready-made strategy, by default starting in the Smart Sustainable Growth Fund, or your own pick from 22 funds.
Smart Pension vs Nest on cost: Nest takes 1.8% of contributions plus 0.3% a year; Smart's default was 0.30% to 0.40% plus £1.85 a month to June 2025.
Standard Life pension charges: its published total for the Personal Pension ready-made option is 0.55% (correct at 09 October 2026), with no exit fee.
The best Standard Life pension funds cannot be ranked fairly from past performance. Here is how its range works and how to compare funds.
XPS SIPP Services Ltd runs the XPS SIPP and SimplySIPP; from 1 September 2026 the full SIPP's annual fee is 0.24% of funds, £300 to £925 plus VAT.
The Vanguard SIPP minimum investment is £500 as a first lump sum or £100 a month by direct debit. There is no maximum, but tax relief has limits.
Interactive investor SIPP investments: ii says you can build a portfolio from UK and international shares, funds, ETFs, trusts, bonds, gilts and cash.
The People's Pension explained: a workplace scheme set up as a master trust, authorised by the Pensions Regulator and run by an independent corporate Trustee.
What is an Aegon pension? Not one product: Aegon UK runs workplace schemes, a personal pension closed to new customers and an adviser-led SIPP.
The Aviva pension plan you can open yourself is the Aviva Pension, a SIPP run online; a pension arranged through an employer is a separate product.
Which Legal & General pension fund suits you depends on your plan and retirement date; L&G's own documents show the default and the choices.
Vanguard SIPP fund options are all Vanguard's own: its funds and ETFs, ready-made LifeStrategy and Target Retirement funds, or a managed portfolio.
No single firm is the best enhanced annuity provider for everyone: each weighs your health answers its own way. Here is what each provider says.
Which are the best workplace pension providers? Your employer chooses the scheme, but you have some choices inside it and around it.
Zurich pension funds depend on your plan: workplace members start in their scheme's default strategy, and older personal plans choose from a fund list.
more2life equity release rates are fixed for life and shown in an adviser’s illustration, not on its website. Plans, charges and owner.
Three short questions, no financial details to start. One FCA-authorised adviser firm can talk through your pension or equity release questions and explain your options, and how it is paid. Free to enquire, no obligation.