Which products and providers do you consider?
No adviser should be assumed to cover the whole market. Ask what they look at and what they leave out.
Enquiries
Speak to an adviser about pensions or equity release
If you would like personal advice, tell us a little about your enquiry and we will pass it to one FCA-authorised adviser firm, who can talk it through with you.
- Tell us what it is about. Pensions, equity release, both, or not sure yet.
- A few details. Your age band and first name. No financial details are asked for.
- How to reach you. A telephone number, so the adviser firm can call.
There is no obligation to go ahead with anything. The adviser firm will explain the range of products it considers, any advice fee and how it is paid before you agree to anything. We may be paid for the introduction.
Free enquiry
Make a free enquiry
Answer a few quick questions so an FCA-authorised adviser firm can call you about your pension or equity release questions.
- 1Topic
- 2Details
- 3Send
Questions worth asking
Things to ask any adviser
A good adviser will be glad to answer these before you decide anything.
How are you paid?
Ask about any advice fee, any commission, and whether you pay anything if you decide not to go ahead.
What are the alternatives?
Ask what other options there are, including doing nothing, and how each would affect your income, your home and any benefits.
Should my family be involved?
For equity release in particular, many people choose to involve family. You will also need your own solicitor.
For free, impartial guidance, the government-backed service MoneyHelper can help you understand your options before or alongside any advice.
Know who you are dealing with
Check the firm before you go ahead.
Understanding Aging is an introduction website, not an adviser, lender or provider. The FCA-authorised adviser firm is responsible for any regulated advice and should give you its firm details. Check those details and its permissions on the Financial Services Register.
Open the FCA register